2018 prices for the Affordable Care Act are now available. The Open Enrollment period starts on Wednesday and there are still many questions about regulations and any new laws or orders that would impact everyday Americans.
Our team is here to help you navigate all of those issues and to get the coverage that you and your family needs for 2018.
Schedule a Free Consultation today.
Our team will not only help you with your major medical insurance, we will also help you find your?ancillary?products as well (Dental, Vision, Supplements).
Why Would I Want A Supplement?
Prices for Obamacare plans are already high in most cases, and even worse, the deductibles and max out of pocket costs are high as well. A supplement can help offset those costs if something major were to happen.
Here is an example:
If you take the lowest plan available in your state in order to keep premiums low you will have a high deductible and, in many cases, even higher out of pocket costs. Imagine that you have a catastrophic event such as needing an emergency surgery. You are now on the hook for what is likely to be over $7,000 before the plan pays anything for you.
A supplement, which is usually a minimal charge per month, will actually pay that out of pocket expense for you so that the plan begins to cover everything for your healthcare for the rest of the policy year. These can be vital for families who would not be able to afford a catastrophic event with their healthcare.
Be sure to schedule a consultation today. Open Enrollment has been shortened this year to only 45 days so time is of the essence!