One of the most confusing pieces about healthcare are prescription medication costs. The Affordable Care Act made stipulations on drug coverages that are almost impossible to understand, and not all carriers are uniform in the way they present their drug tiers.
Here is what you need to know:
For each type of drug you are either going to have a copay, deductible, or coinsurance. In some cases you may be paying full price regardless if you have insurance.
These prices can often be beat, depending on the drug and insurance carrier, by a prescription discount card.
How do you use the card? It is simple. Every time you get a prescription, tell the pharmacy to run the discount card and your insurance carrier and give you the cheaper of the two options.
Prescription discount cards can sometimes save up to 85% or more on the cost of the medication which can save you hundreds of dollars throughout the year.
To get a free discount card, go to the link www.healthinsurancetoday.net/rxcard