Author: davidtaylorjr

Open Enrollment 2020 Underway

We are now five days into the Open Enrollment for 2020. This means you only have 40 days left to secure insurance from the Marketplace and apply for subsidies. There have been reports that there were issues at the beginning of Open Enrollment but they seem to have now been resolved. The good news this year is that many counties and states have seen new insurers come into the market. In the past few years,

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Medicare Eligibility (Parts A and B)

Medicare eligibility can be confusing for those who are not 65 and older. Those who are 65 and above are eligible due to age and can enroll during certain enrollment periods. If you are under the age of 65 you can access Medicare parts A and B under the following circumstances. You have Lou Gehrig’s Disease. (ALS) You have End-Stage Renal Disease (ESRD) You have been receiving Social Security Disability for 24 months. Other possible

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ACA Ruling Update

Many people are wondering when we will hear an ACA Ruling update on the case regarding for Obamacare. Oral arguments were heard in New Orleans at the 5th Circuit Court of Appeals on July 9, 2019. Typically, it will take several months before the court releases its opinion. So what does this mean? Currently, we are waiting to hear what the court will decide. There will not be much, if any, information available during the

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The Importance of Cancer Insurance

Cancer is one of the leading causes of medical costs in America. There is hardly anyone who has not had, or known someone with, cancer. It can break your bank account if you are not prepared. That’s why a cancer insurance policy is a great option to explore. So what is a cancer policy? Cancer insurance policies help to pay for both medical bills and loss of income. Most policies will pay a lump sum

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Obamacare On Trial Today

A national drama is playing out today in New Orleans as Obamacare is on trial and faces potential jeopardy. The 5th Circuit Court of Appeals will hear oral arguments about the current constitutional standing of the signature Obama bill. Legal experts on both sides of the challenge say that the arguments against the law are weak and will not lead to a strike of the law. However, the challenge has already been awarded once. In

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Healthiest You Provides Doctor Access 24×7

NPR reports that rural communities, who are losing access to doctors, are turning to tele-health solutions as an alternative. However, these can be expensive without something to cover them like Healthiest You. What Is Telehealth? The first question we must answer is, what is telehealth? Telehealth is a way to have access to a doctor remotely. You use an app on a smartphone, or a phone number to call, or even a video call on

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Appeals Court Requests Briefs for ACA

The 5th Circuit Court of Appeals has requested briefs from lawyers and parties in the upcoming appeal regarding the Affordable Care Act. The panel of judges has also been named. However, there is growing anxiety among supporters of Obamacare after the court has questioned whether Democrat-led states have any legal interest in the case. According to Roll Call, the court has questioned whether states and the House have any real interest in the case and

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Rx Savings Webinar (Free)

Rx (Prescription) costs have been soaring over the last few years. Even with an insurance plan, medications can cost a bundle. This is a problem that has caught the attention of the media and Congress. However, nothing seems to be getting done about the problem. One of the things we always do is send each of our clients a free prescription discount card. These cards sometimes help save up to 80% off the retail price

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Surprise! You Have A Medical Bill!

Medical bill surprises are hitting hard right now. About 38% of Americans say they are “very worried” about receiving surprise medical bills for their treatments. That ranks higher than those worried about food, gas, or even rent expenses. So what is truly happening with medical expenses? People find surprise bills resulting from utilizing a doctor or facility that is not within their insurance plan’s network. Insurance companies have in-network rates and out-of-network rates. The Affordable

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Why Do Politicians Want To End Short Term Plans?

Are Short Term Insurance Plans “Junk”? We hear a lot of talk in the news about short term insurance plans. Democrats were furious last year when the Trump Administration undid an Obama-Era regulation that limited these plans to three months maximum per policy. The short term health insurance plans now last for up to 12 months and, in some cases, may be renewed for up to 36 months. For many, this is a welcome decision

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