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UPDATED: Breaking News: Judge Strikes Down Obamacare

UPDATE: The ruling has not placed an injunction on the current market so nothing changes yet. We are still monitoring the situation. There will likely be an appeal process. Any updates will be reflected on our updates page. Original Post: We are aware of the news?that dropped moments ago that a federal judge has ruled the Affordable Care Act, known as Obamacare, to be Unconstitutional and invalidated. We do not know any details of how

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Paying Too Much For Insurance?

When was the last time you checked the market for a different health insurance plan? Why should you? The fact is that in the era of Obamacare new plans are constantly becoming available and old plans are constantly changing or going away altogether. What does this mean? Often, people are paying too much for their health coverage without even realizing it. Get a free review of coverage today using the link below so we can

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Short-Term Isn’t So Short

For the last few years short-term health insurance plans have only been allowed to last for a maximum coverage period of three months. This decision forced many families into overly expensive health plans in the Healthcare.gov Marketplace. On October 2nd all of that changed. These plans are now allowed to last for one year just like any other medical plan. This means that you have more options, more networks, and often better prices to choose

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Dental Insurance

Often we forget about our teeth when thinking about healthcare. But the reality is this, dental health is essential to living a healthy life. Many health concidtions?(including diabetes, respiratory disease,?osteoporosis, and cardiovascular disease) have direct relationships to your dental health. Dental insurance helps keep you health in several ways. Regular visits to the dentist for cleanings are covered at 100% in most cases. This allows you to find any potential problems before they become major

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What is a Copay?

Understanding A Copay Some insurance plans offer a type of office visit payment called a?copay. This term can be confusing as it does not mean the same thing every time. Typically, a copay is the amount that you are required to pay to be seen for service. That part is easy to understand. The difficult part is whether or not the copay is all you will pay for the service that you are receiving. Some

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How Do Subsidies Work?

Can I save money? Every year Open Enrollment for the Affordable Care Act, also known as Obamacare, starts in November and people always ask what is the cheapest plan they can get? The answer is, it depends! The Affordable Care Act allows for certain individuals to receive subsidies based on income levels. However, you must first meet a certain income level before you are allowed to receive a subsidy. What does this mean? For an

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Open Enrollment Is Here!

Open Enrollment for 2019 begins today. During the next 45 days, you can sign up for any insurance plan on the Healthcare Marketplace without the need for a special enrollment period. Our team is standing by to help you with this process. Why should you talk to an agent? Healthcare is complicated. An agent can help you understand the laws, coverages, and other things about health insurance that impact your life. Agents have access to

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What is a Medicare Supplement?

Aging into Medicare can be a very confusing time. There are many options (and many letters in your mailbox) that it can be overwhelming to sift through what is best for your healthcare needs. Original Medicare parts A and B (if elected) are generally enrolled for you upon turning 65 except in certain circumstances. But parts A and B do not cover everything. There are several options for getting additional coverage with Medicare and to

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Individual Mandate Repeal: How It Impacts You

It is true that the recently signed into law tax bill does remove the individual mandate from the Affordable Care Act. However, this repeal of the mandate does not go into effect until 2019. This means that you must still have minimum essential coverage for 2018 or face the possibility of a tax penalty. So what exactly does this mean? For 2018 you must have minimum essential coverage in order to avoid the tax penalty.

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healthcare.gov insurance short term long term

I Missed Open Enrollment, What Can I Do?

If you have missed the open enrollment period for the Healthcare.gov marketplace that does?not mean you cannot get insurance coverage for 2018. ?There are many options to get coverage for the New Year, including avoiding the 2018 ACA Penalty. Because you missed the deadline you do not have?as many options and will not be eligible for a subsidy but you can get affordable coverage by contacting an agent/broker to assist you with a plan. Our

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