Category: Healthcare Reform

Healthcare Changes For 2018

With the 2018 Open Enrollment period now only one week away many people are asking what has changed for 2018 with regard to their health insurance? The simple answer is nothing much has changed. The main changes for the way 2018 will operate is that premiums are going up virtually across the board and some carriers have pulled plans out of certain states. Those are the main changes. There are several bills in the Senate

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What About the ACA Penalty?

What is the Penalty? People are very concerned about the Affordable Care Act penalty if they do not have what is called “Minimum Essential Coverage.” First, what exactly does “Minimum Essential Coverage” mean? Minimum Essential Coverage (MEC) is any plan that falls into several categories. Below are a few types of plans, a full list can be found at www.healthcare.gov Any job-based plan including retiree plans Medicare Part A or Part C (does not include

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Open Enrollment For 2018

There is a lot of confusion and uncertainty with what is happening in Washington with the Affordable Care Act and Health Reform. Everyone needs to understand that so far, nothing has changed. So what does that mean for everyday Americans? Open Enrollment starts on November 1st and will run through December 15th (some specific state exchanges have extended their deadlines). In the past, consumers have had three to six months, this year is only 45

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