Category: Tips

Medicare Eligibility (Parts A and B)

Medicare eligibility can be confusing for those who are not 65 and older. Those who are 65 and above are eligible due to age and can enroll during certain enrollment periods. If you are under the age of 65 you can access Medicare parts A and B under the following circumstances. You have Lou Gehrig’s Disease. (ALS) You have End-Stage Renal Disease (ESRD) You have been receiving Social Security Disability for 24 months. Other possible

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The Importance of Cancer Insurance

Cancer is one of the leading causes of medical costs in America. There is hardly anyone who has not had, or known someone with, cancer. It can break your bank account if you are not prepared. That’s why a cancer insurance policy is a great option to explore. So what is a cancer policy? Cancer insurance policies help to pay for both medical bills and loss of income. Most policies will pay a lump sum

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Healthiest You Provides Doctor Access 24×7

NPR reports that rural communities, who are losing access to doctors, are turning to tele-health solutions as an alternative. However, these can be expensive without something to cover them like Healthiest You. What Is Telehealth? The first question we must answer is, what is telehealth? Telehealth is a way to have access to a doctor remotely. You use an app on a smartphone, or a phone number to call, or even a video call on

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Measles on the Rise

The New York Times reported yesterday that there were 41 new cases of the Measles last week in the United States. That means that this year the outbreak has stretched to 981 cases. According to the Times, that means this is the worst outbreak since 1992. The outbreak has now spread to 26 states across the country. According to the Center for Disease Control (CDC), measles had been declared to be eliminated in the United

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What Is An HMO?

When we start working with a consumer to try and find the best insurance option for them the question “What is an HMO?” always seems to come up. HMO stands for Health Maintenance Organization.  So what does this mean exactly? In an HMO you have a specific network of doctors, like many network types, but unlike networks such as a PPO, you may only go to network providers.  If you go to a doctor that is not

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Why Are My OBGYN Visits Not Covered?

Often times I hear complaints about an ACA Marketplace Plan stating that it did not cover an OBGYN visit. The question that comes is, “I thought these visits are covered because of Obamacare?” The short answer is, they are. However, there are some rules that you need to know about regarding whether or not a visit is covered as free/preventative under the Affordable Care Act. Mammograms are only covered for women who are over the

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Open Enrollment Is Over

Open Enrollment ended on December 15th, 2018. You will not be able to enroll in a Marketplace plan again for the 2019 plan year without a Special Enrollment Period. However, this does not mean you do not have options to get healthcare in 2019. There are several options for people who missed the deadline. One of the main options is a short-term medical plan. These plans used to only last for three months. However, in

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Paying Too Much For Insurance?

When was the last time you checked the market for a different health insurance plan? Why should you? The fact is that in the era of Obamacare new plans are constantly becoming available and old plans are constantly changing or going away altogether. What does this mean? Often, people are paying too much for their health coverage without even realizing it. Get a free review of coverage today using the link below so we can

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Dental Insurance

Often we forget about our teeth when thinking about healthcare. But the reality is this, dental health is essential to living a healthy life. Many health concidtions?(including diabetes, respiratory disease,?osteoporosis, and cardiovascular disease) have direct relationships to your dental health. Dental insurance helps keep you health in several ways. Regular visits to the dentist for cleanings are covered at 100% in most cases. This allows you to find any potential problems before they become major

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What is a Copay?

Understanding A Copay Some insurance plans offer a type of office visit payment called a?copay. This term can be confusing as it does not mean the same thing every time. Typically, a copay is the amount that you are required to pay to be seen for service. That part is easy to understand. The difficult part is whether or not the copay is all you will pay for the service that you are receiving. Some

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