Tag: ACA

ACA Ruling Update

Many people are wondering when we will hear an ACA Ruling update on the case regarding for Obamacare. Oral arguments were heard in New Orleans at the 5th Circuit Court of Appeals on July 9, 2019. Typically, it will take several months before the court releases its opinion. So what does this mean? Currently, we are waiting to hear what the court will decide. There will not be much, if any, information available during the

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Obamacare On Trial Today

A national drama is playing out today in New Orleans as Obamacare is on trial and faces potential jeopardy. The 5th Circuit Court of Appeals will hear oral arguments about the current constitutional standing of the signature Obama bill. Legal experts on both sides of the challenge say that the arguments against the law are weak and will not lead to a strike of the law. However, the challenge has already been awarded once. In

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Surprise! You Have A Medical Bill!

Medical bill surprises are hitting hard right now. About 38% of Americans say they are “very worried” about receiving surprise medical bills for their treatments. That ranks higher than those worried about food, gas, or even rent expenses. So what is truly happening with medical expenses? People find surprise bills resulting from utilizing a doctor or facility that is not within their insurance plan’s network. Insurance companies have in-network rates and out-of-network rates. The Affordable

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Why Do Politicians Want To End Short Term Plans?

Are Short Term Insurance Plans “Junk”? We hear a lot of talk in the news about short term insurance plans. Democrats were furious last year when the Trump Administration undid an Obama-Era regulation that limited these plans to three months maximum per policy. The short term health insurance plans now last for up to 12 months and, in some cases, may be renewed for up to 36 months. For many, this is a welcome decision

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What Is An HMO?

When we start working with a consumer to try and find the best insurance option for them the question “What is an HMO?” always seems to come up. HMO stands for Health Maintenance Organization.  So what does this mean exactly? In an HMO you have a specific network of doctors, like many network types, but unlike networks such as a PPO, you may only go to network providers.  If you go to a doctor that is not

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Medicare for All?

What is it? Over the last few weeks and months, you have heard politicians touting a plan called “Medicare for All.” There is a lot of confusion about what this is so we want to make you aware of some of the important details about this plan, and some misinformation that is being touted about the plan. Here are some?promises that the plan makes. Coverage for all medical services, including hearing, vision, and dental, that

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Obamacare Court Date July 9th

The New York Times is reporting that the challenge to the ruling condemning the Affordable Care Act (Obamacare) will have a court date of July 9th. In December 2018, Judge Reed O’Connor ruled that after the appeal of the individual mandate the entire ACA was unconstitutional. Several states have appealed. Not much news has happened since the late 2018 ruling. This is the first big step that has taken place since the law was struck

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Why Are My OBGYN Visits Not Covered?

Often times I hear complaints about an ACA Marketplace Plan stating that it did not cover an OBGYN visit. The question that comes is, “I thought these visits are covered because of Obamacare?” The short answer is, they are. However, there are some rules that you need to know about regarding whether or not a visit is covered as free/preventative under the Affordable Care Act. Mammograms are only covered for women who are over the

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David Taylor Jr. is recognized for helping consumers with qualified health coverage

December 11, 2018 Mount Hermon, KY – David Taylor Jr. has been recognized for his hard work and expertise in helping consumers enroll in and manage qualified health coverage through the Health Insurance Marketplace. This nationwide recognition from the Centers for Medicare & Medicaid Services (CMS) as a member of the 2019 Marketplace Circle of Champions highlights David Taylor’s success in enrolling consumers during this Open Enrollment Period. ?Consumers turn to agents and brokers for

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Open Enrollment 2019 Ends Today

Today is the last day for open enrollment for 2019. If you do not select a plan by midnight tonight, you will not be eligible to receive subsidies for 2019 without a special circumstance. Don’t miss out on your opportunity to select from the maximum number of options for your health coverage in 2019. Call today 1-888-630-3826! You can also request a quote.

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