Tag: Health Insurance

Obamacare On Trial Today

A national drama is playing out today in New Orleans as Obamacare is on trial and faces potential jeopardy. The 5th Circuit Court of Appeals will hear oral arguments about the current constitutional standing of the signature Obama bill. Legal experts on both sides of the challenge say that the arguments against the law are weak and will not lead to a strike of the law. However, the challenge has already been awarded once. In

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Healthiest You Provides Doctor Access 24×7

NPR reports that rural communities, who are losing access to doctors, are turning to tele-health solutions as an alternative. However, these can be expensive without something to cover them like Healthiest You. What Is Telehealth? The first question we must answer is, what is telehealth? Telehealth is a way to have access to a doctor remotely. You use an app on a smartphone, or a phone number to call, or even a video call on

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Rx Savings Webinar (Free)

Rx (Prescription) costs have been soaring over the last few years. Even with an insurance plan, medications can cost a bundle. This is a problem that has caught the attention of the media and Congress. However, nothing seems to be getting done about the problem. One of the things we always do is send each of our clients a free prescription discount card. These cards sometimes help save up to 80% off the retail price

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Surprise! You Have A Medical Bill!

Medical bill surprises are hitting hard right now. About 38% of Americans say they are “very worried” about receiving surprise medical bills for their treatments. That ranks higher than those worried about food, gas, or even rent expenses. So what is truly happening with medical expenses? People find surprise bills resulting from utilizing a doctor or facility that is not within their insurance plan’s network. Insurance companies have in-network rates and out-of-network rates. The Affordable

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Why Do Politicians Want To End Short Term Plans?

Are Short Term Insurance Plans “Junk”? We hear a lot of talk in the news about short term insurance plans. Democrats were furious last year when the Trump Administration undid an Obama-Era regulation that limited these plans to three months maximum per policy. The short term health insurance plans now last for up to 12 months and, in some cases, may be renewed for up to 36 months. For many, this is a welcome decision

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Medicare for All?

What is it? Over the last few weeks and months, you have heard politicians touting a plan called “Medicare for All.” There is a lot of confusion about what this is so we want to make you aware of some of the important details about this plan, and some misinformation that is being touted about the plan. Here are some?promises that the plan makes. Coverage for all medical services, including hearing, vision, and dental, that

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Open Enrollment 2019 Ends Today

Today is the last day for open enrollment for 2019. If you do not select a plan by midnight tonight, you will not be eligible to receive subsidies for 2019 without a special circumstance. Don’t miss out on your opportunity to select from the maximum number of options for your health coverage in 2019. Call today 1-888-630-3826! You can also request a quote.

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Short-Term Isn’t So Short

For the last few years short-term health insurance plans have only been allowed to last for a maximum coverage period of three months. This decision forced many families into overly expensive health plans in the Healthcare.gov Marketplace. On October 2nd all of that changed. These plans are now allowed to last for one year just like any other medical plan. This means that you have more options, more networks, and often better prices to choose

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Dental Insurance

Often we forget about our teeth when thinking about healthcare. But the reality is this, dental health is essential to living a healthy life. Many health concidtions?(including diabetes, respiratory disease,?osteoporosis, and cardiovascular disease) have direct relationships to your dental health. Dental insurance helps keep you health in several ways. Regular visits to the dentist for cleanings are covered at 100% in most cases. This allows you to find any potential problems before they become major

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What is a Copay?

Understanding A Copay Some insurance plans offer a type of office visit payment called a?copay. This term can be confusing as it does not mean the same thing every time. Typically, a copay is the amount that you are required to pay to be seen for service. That part is easy to understand. The difficult part is whether or not the copay is all you will pay for the service that you are receiving. Some

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