Tag: Healthcare Reform

ACA Ruling Update

Many people are wondering when we will hear an ACA Ruling update on the case regarding for Obamacare. Oral arguments were heard in New Orleans at the 5th Circuit Court of Appeals on July 9, 2019. Typically, it will take several months before the court releases its opinion. So what does this mean? Currently, we are waiting to hear what the court will decide. There will not be much, if any, information available during the

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Obamacare On Trial Today

A national drama is playing out today in New Orleans as Obamacare is on trial and faces potential jeopardy. The 5th Circuit Court of Appeals will hear oral arguments about the current constitutional standing of the signature Obama bill. Legal experts on both sides of the challenge say that the arguments against the law are weak and will not lead to a strike of the law. However, the challenge has already been awarded once. In

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Appeals Court Requests Briefs for ACA

The 5th Circuit Court of Appeals has requested briefs from lawyers and parties in the upcoming appeal regarding the Affordable Care Act. The panel of judges has also been named. However, there is growing anxiety among supporters of Obamacare after the court has questioned whether Democrat-led states have any legal interest in the case. According to Roll Call, the court has questioned whether states and the House have any real interest in the case and

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David Taylor Jr. is recognized for helping consumers with qualified health coverage

December 11, 2018 Mount Hermon, KY – David Taylor Jr. has been recognized for his hard work and expertise in helping consumers enroll in and manage qualified health coverage through the Health Insurance Marketplace. This nationwide recognition from the Centers for Medicare & Medicaid Services (CMS) as a member of the 2019 Marketplace Circle of Champions highlights David Taylor’s success in enrolling consumers during this Open Enrollment Period. ?Consumers turn to agents and brokers for

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Short-Term Isn’t So Short

For the last few years short-term health insurance plans have only been allowed to last for a maximum coverage period of three months. This decision forced many families into overly expensive health plans in the Healthcare.gov Marketplace. On October 2nd all of that changed. These plans are now allowed to last for one year just like any other medical plan. This means that you have more options, more networks, and often better prices to choose

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Individual Mandate Repeal: How It Impacts You

It is true that the recently signed into law tax bill does remove the individual mandate from the Affordable Care Act. However, this repeal of the mandate does not go into effect until 2019. This means that you must still have minimum essential coverage for 2018 or face the possibility of a tax penalty. So what exactly does this mean? For 2018 you must have minimum essential coverage in order to avoid the tax penalty.

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Open Enrollment Is In Full Swing

2018 Open Enrollment is in full swing and everything is running smoothly so far. It is not too late to get coverage for 2018 but time is running out. Open Enrollment was cut from 90 days down to 45 days this year and ends on December 15th in most states. There is also no word on when changes will be made by CMS and HHS regardign the Executive Order the President signed in October. That

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Open Enrollment 2018 Begins Tomorrow!

It is finally here, Open Enrollment 2018! Tomorrow you will be able to enroll for insurance plans under the Affordable Care Act for the 2018 plan year. Here is what you need to know: Open Enrollment lasts from November 1st to December 15th in most states. Premiums have increased in most areas. We have actually spoken to consumers who have been told their premiums are increasing by 50%. Deductibles are also going up. There are

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Healthcare Changes For 2018

With the 2018 Open Enrollment period now only one week away many people are asking what has changed for 2018 with regard to their health insurance? The simple answer is nothing much has changed. The main changes for the way 2018 will operate is that premiums are going up virtually across the board and some carriers have pulled plans out of certain states. Those are the main changes. There are several bills in the Senate

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What About the ACA Penalty?

What is the Penalty? People are very concerned about the Affordable Care Act penalty if they do not have what is called “Minimum Essential Coverage.” First, what exactly does “Minimum Essential Coverage” mean? Minimum Essential Coverage (MEC) is any plan that falls into several categories. Below are a few types of plans, a full list can be found at www.healthcare.gov Any job-based plan including retiree plans Medicare Part A or Part C (does not include

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