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Terms of Service and Privacy Policy

IMPORTANT LEGAL DISCLAIMER: Health Insurance Today is a marketing partner of WeDo Insurance & Taxes, a licensed insurance agency. WeDo Insurance & Taxes is the licensed entity that provides insurance services and products. Health Insurance Today operates as a marketing and lead generation service that connects consumers with WeDo Insurance & Taxes. We do not sell, underwrite, or provide insurance coverage directly. All insurance products are subject to underwriting approval and may not be available in all states. We receive compensation from WeDo Insurance & Taxes for our marketing and lead generation services.

1. Business Relationship

Health Insurance Today operates as a marketing partner of WeDo Insurance & Taxes, a licensed insurance agency located at 801 Madrid St Ste 2, Coral Gables, Florida 33134. WeDo Insurance & Taxes is the licensed entity that provides insurance services and products. Health Insurance Today is responsible for marketing and lead generation services only. All insurance-related services, including underwriting, policy issuance, and claims processing, are provided exclusively by WeDo Insurance & Taxes.

2. Terms of Service

2.1 Acceptance of Terms

By accessing and using Health Insurance Today ("the Website"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our Website. These terms constitute a legally binding agreement between you and Health Insurance Today, as a marketing partner of WeDo Insurance & Taxes.

2.2 Use License

Permission is granted to temporarily access and use the Website for personal, non-commercial purposes only. This license does not include any resale or commercial use of the Website or its contents. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, transfer, or sell any information obtained from the Website.

2.3 Disclaimer

The materials on the Website are provided on an "as is" basis. Health Insurance Today and WeDo Insurance & Taxes make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. We do not warrant that the Website will be error-free or uninterrupted, or that any defects will be corrected.

2.4 Limitations

In no event shall Health Insurance Today, WeDo Insurance & Taxes, or their suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Website. This includes, but is not limited to, direct, indirect, incidental, special, consequential, or punitive damages, whether in an action of contract, tort, or otherwise, arising out of or in connection with the use or performance of the Website.

3. Privacy Policy

3.1 Information Collection

We collect information that you provide directly to us, including but not limited to: name, address, phone number, email address, date of birth, social security number, health insurance information, medical history, and other personal information. We also collect information automatically when you visit our Website, including IP address, browser type, device information, and usage data. This information is shared with WeDo Insurance & Taxes for the purpose of providing insurance services.

3.2 Use of Information

We use the collected information to: provide and improve our services, communicate with you about insurance options, process your requests, and comply with legal obligations. By submitting your information, you consent to receive phone calls, text messages, and emails from WeDo Insurance & Taxes about health insurance plans and related products. You understand that your information will be used by WeDo Insurance & Taxes for the purpose of providing insurance services.

3.3 Information Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure. We cannot guarantee the security of any information you transmit to us, and you do so at your own risk. We recommend that you do not send sensitive information via email or through unsecured channels.

3.4 Your Rights

You have the right to: access your personal information, correct inaccurate data, request deletion of your data, opt-out of marketing communications, and lodge a complaint with supervisory authorities. However, please note that opting out of marketing communications does not prevent WeDo Insurance & Taxes from using your information for the purpose of providing insurance services.

4. Insurance Services

All insurance services and products are provided exclusively by WeDo Insurance & Taxes, a licensed insurance agency. Health Insurance Today does not provide insurance services directly. By using this Website, you acknowledge that WeDo Insurance & Taxes is the licensed entity responsible for providing insurance services and products. All insurance-related decisions, including underwriting, policy issuance, and claims processing, are made by WeDo Insurance & Taxes.

5. Contact Information

For questions about these Terms of Service and Privacy Policy, please contact:

WeDo Insurance & Taxes

801 Madrid St Ste 2, Coral Gables, Florida 33134

Phone: 1-954-671-0711

Email: yourhealth@healthinsurancetoday.net

Your Health Insurance Today Expert: STEPHANIE MARIE MESA | License Number: W642763

6. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through the Website. Continued use of the Website after such changes constitutes acceptance of the new terms. We recommend that you review these terms periodically for any changes.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Florida and the United States, without regard to its conflict of law provisions. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in Miami-Dade County, Florida.